Thursday, December 15, 2011

Can a credit card company put a lien against your home if they win a judgment in Texas?

A credit card company won a judggment against me in Texas. It is registered with the county clerk. Does this mean there is a lien on my property?|||No. It means that you owe them the money. They will now likely try and garnish your pay.|||It is to my understanding that they can't garnish my wages in Texas is that true?

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|||I dont remember exactly how this works. If the credit card company has a lien on your house


they can not force you to sell it to get their money. If there is a lien on it already such as the


mortgage company the credit card company will have to wait untill that lien is paid off. If you


never sell the house the credit card company can do nothing but wait untill you pass away to


get their money.|||The answer is NO





As long as your home is Home Stead exempt, One car. No body can touch it.





And in Texas, the state law protected individual right more than any state in the Union.





Don't worry. Credit card is unsecured debt.|||No, it doesn't automatically mean a lien has been placed against your property. They have to actually file a lien.|||Possibly. What likely comes next is a garnishment order of up to 25% against your paycheck if you don't get serious about paying this back.

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