How do I get a credit card with kinda bad credit?

My credit has about 3 maybe 4 things on it that aren't so good. I've been trying to get a credit card and build my credit up but I only get approved for prepaid cards. They want me to deposit $300-$500 a month for 3 months into a savings account for them and then I get approved to use that card. If I had that kind of money, I wouldn't need the damn card in the 1st place, lol. Any suggestions? please?|||There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.





And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine.





You can find some offers for credit cards, both secured and unsecured here:





http://www.axalda.info/bad-credit-cards.鈥?/a>|||In my experience there are two types of Bad Credit Credit Cards. One is a secured card, and the other has a much higher rate of interest. Both can be used to rebuild your credit worthiness after getting back on your feet. Secured credit cards are great for rebuilding your credit. You send the credit card company a pre deposit amount set by the company%26lt;!--This amount will be equal to your credit limit. Pay over your minimum every month and send your payment in before the due date and you will build your credit up gradually. Never miss a payment, be late on a payment, or go over your credit limit even by a small amount.





http://badcredits.awardspace.com/credit-card-for-people-with-bad-credit.htm





You don't want the company to ever have to take from your pre deposit amount because they want you to handle your account just like you would an unsecured card. A great thing about this pre deposit amount that you send in is it can act as a savings account even earning a little--%26gt;bit of interest for you. After establishing yourself with the credit card company, they may decide to give you a unsecured credit card or increase the limit on the one you have with them without having to make another deposit. Secured credit cards are a good choice for anyone wishing to rebuild their credit history.|||Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.





Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.


http://debt-trap.com/category/Bad-Credit鈥?/a>|||There are credit cards out there that do not require a deposit for those who have bad credit. The continental finance card or first premier cards are pretty good choices if you have trouble getting a credit card.|||People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.





Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards.





Prepaid or debit cards:





These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: http://www.credit-card-gallery.com/PrePa鈥?/a>|||Well first of all i think you have it all wrong. You shouldn't be using a credit card to pay for things you cant afford. This is probably how you got the 3 pr 4 things that arent so good on your credit report.





As for the answer to your question... well you answered it yourself- "I only get approved for prepaid cards." There you have it. Your credit score is not good enough to get approved for a credit card.





Pay off all your cards and after that pay the balance each month for at least a year. This should improve your credit score, and maybe more importantly teach you how to be responsible with your finances.|||This website offers all kinds of credit cards, tailored to your specific needs. Apply for the card that is right for you!





http://pommomma.ecreditdirectory.com/