A co-worker confessed to police with stealing and using my credit cards and now the credit card company is saying I'm responsible for those charges. Is this true? I had no involvement with the theft or fraud|||I would either a) force your co-worker to pay for the charges OR b) I would file a police report against your co-worker (press charges if you want) and forward all documents to your credit card company. Put your dispute in writing ASAP to your credit card company. You should not be responsible if you didn't give permission or if your co-worker wasn't authorized user on your account.|||While BC Alberta and Manitoba do have legislation surround unauthorized use of a credit card, most Canadians are governed by whatever the cardholder agreement says. You'll have to read your cardholder agreement.
Many credit cards cap your liability at $50. You are not liable for any charges made after you told the card company the card has been lost of stolen. Other cards however will hold you responsible for all charges up until you tell them your card is missing.
Your recourse would be to go after your co-worker for whatever you end up paying. If she is unwilling to pay, you can take her to court. I would wait to see what happens with the charges. If she is found guilty, this is good evidence to use against her at the trial.
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