Thursday, December 15, 2011

What is the best credit card company to go through is you have no credit?

I'm wanting to get a credit card, just to buy gas or something on every month and go ahead and pay it off that month, just so I can start in a small way to build my credit. I haven't been able to find ANY credit cards online that will approve me. I have NO credit whatsoever. I just recently turned 18, so I haven't really had the chance to build it. Any suggestions on how or who to go through to get approved?!|||if you are a student, many banks will work with you to establish credit. open you a checking account, give you a credit card with a low limit (like $500-1000) as long as you can prove student status. Or your parents can sign on a new credit application with you if they have a fairly good score and you can get a head start using theirs as a jumping off point (they can even set a low limit if it makes them feel more comfortable). Your smart to start right away, so you have credit history when you need a car loan, are ready to buy a home, etc... just remember it isn't a toy. it a responsibility, a privledge, but not a right. dont abuse it.|||there are two ways you could start credit one or them is taking out a small personal loan which you might need a parent or an adult to co-sign for you meaning if you do not pay the loan they will. Or you could apply for a credit card for bad or no credit which most likely will get you approved no matter what, but if you are a student you could get a student credit card which will offer you lower rates and no annual fees, check out http://www.fastcreditcardapprovals.com/ but if you have applied for different cards most likely you have been applying for the wrong one so make sure you apply for a no credit card which will have a higher interest rate with an annual fee but use it for a few months just enough to build some credit then you could get a better card and drop your first one.

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