My friends credit is ike 580 or something, and I told her i would look into it.. Thanks!|||you are right when you said that when one is building his credit, he has to start somewhere. there are credit cards that offer deals for people with bad or no credit, may it be secured or unsecured... try to check out the rates and fees of different credit cards, decide which one is right for you. now if you, or in this case your friend has decided on one, try to make the payments on time, do not max out the credit limit, less than 50% of the credit limit should be good enough, build a good credit history, the longer you have a good credit standing the better, do not migrate from one card to another. good luck!|||go to http://www.rscreditcard.com/ and sign up for a Credit Card this site has all the major credit cards
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|||First PREMIER庐 Bank
Centennial Gold MasterCard庐/Visa
First PREMIER庐 Bank
MasterCard庐/Visa
these are the two easiest card to get
http://www.apply-credit-cards-now.info/
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|||try www.orchardbank.com or capital one.
those two might give you a card without it being secured. a secured card is not going to improve your credit as fast as a non secured one will. Your limit might be low like 300 so dont go over 100 with it and use it once a month and pay if off in full each month Over time (few months of ontime payments they will increase your limit) and in about a year your credit could be in the 600's|||tell your friend to consider getting one of the "Poor Credit" Credit Cards from CardLister.com
they typically have a $25-50 annual fee, are easy to get approved for, and help improve credit scores.
cards include,
Continental Finance MasterCard庐
Continental Finance Gold MasterCard庐
Rewards 660 Visa庐 Card
direct link to "Poor Credit" Credit Cards:
http://www.cardlister.com/CreditCards_listX.asp?st=Category%26amp;sc=Poor+Credit|||I would not suggest Capital One or Orchard Bank. The best suggestion I would have to give would be to get a card through your bank. Lots of times you deal with real people and can explain situations, where online or through an offer they ONLY look at your credit report and what you put on the application. Also, you can negotiate a better interest rate with your bank, so instead of paying 23-28 or more % interest on the money, you would only have to pay 9.9-13.9% through the bank. Credit Unions seem to be best becasue of them being smaller banks instead of big franchise banks, becasue again, you can usually do better on the interest rate. Try to get a credit card and stick with the same one. Don't open one to use it and then have to transfer balances to several different cards to pay off the balances. Also, one of the most important things is a steady payment schedule. If you make all your payments on time over a period of time, you will start seeing your credit score improve. Research this on the internet... bankrate.com or just type improve credit on your search engine|||secure credit card, is the easiest card to get, other then perhaps store credit cards.
Secure credit card, you actually put money into an account and they match it by certain percent of credit. Which is usally offered by all credit card companies, except American express I think.|||After my divorce I got a Capitol one card with a $300.00 limit. I just barely qualified for an unsecured card but would have gone for the type where you give them $200 and that's what you can spend. Anyway make small purchases and pay them completely off the next month and repeat until you have a better score. It worked great for me. I shredded the cards after I got my score back up.|||How about getting a Pre-Paid credit card?
There is no risk she will run up more credit and yet this type of card will enable her to improve her credit rating.|||Try http://www.creditcardopia.com, They have all kinds of cards for any credit situation, even no credit and bad credit.|||Capital One Credit Card
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