How do you reestablish a credit card grace period?

I always pay my credit cards in full every month, but I was wondering how carrying a balance works.





Say you charge $200 on the card and pay only $100 when payment is due. You charge NOTHING on the credit card the next month, and after the statement closes, you're imposed a $10 finance charge.





To re-establish the grace period, do you have to pay $110? Or just the $100 principal? Or what?|||Credit card issuers have different ways of determining the grace period. Some are considered full, most are standard. If it's standard, you essentially accrue interest immediately on new purchases if you have an outstanding balance. Take a look at the source for a detailed explanation.|||the grace period is set regardless of what u charge, owe or pay. if u want to change yo due date u can call to arrange that. keep in mind the grace period is contractual and spelled out to at time u open the account and on your statement. |||Since your new balance is $110, you have to pay $110 or the $10 carries over and you will get interest charges and lose the grace period. And remember, the interest won't be on the $10, but probably closer to charged based on $50, since credit cards figure interest on an average daily balance method.