Saturday, December 17, 2011

What student credit card can I get without credit history?

I want to get a credit card so I can get some credit history. I don't want a pre-paid credit card because its stupid and totally useless. I have a debit card, and paypal for a reason. -,-


My bank is PC Financial, but they don't give out Mastercard without credit history; spite having a student mastercard plan.


What a headache.|||Student CCs are designed to help build credit and most of them will allow you to obtain one without credit history.


There's also secured cards. You have to put some money into an account, which holds your credit line open. Other than that it works like a regular CC. There may be some fees since they nickel and dime everywhere now, but money you placed in the account is returned to you (asuming you've never defaulted) once you have the credit to get a regular card.|||I would suggest a Capital One credit card they are fairly easy to get approved for and start you off with a low credit limit but after 6 months of being with them if you pay on time this limit can be significantly increased. also a secured card may work if you cannot get approved these are both a great boost to your credit. Remeber dont go out of control :) Good luck to you!|||Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - credit-report-score.10001mb.com

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