Monday, December 12, 2011

What credit card company offers a card for a student that does not have a credit history at all?

Preferably a credit card that offerers an affinity program with an airline mileage partner.


Thanks|||There are several good rewards cards for college students -- e.g. the Citi mtvU card (5% rewards at restaurants and entertainment) and the Citi Driver's Edge for Students card (3% rewards at gas/grocery/drug stores).





You can use this rewards calculator to find the student rewards card that will pay you the most for your normal spending profile:


http://www.creditcardtuneup.com/?card_ty鈥?/a>





Note that the best way to use credit cards is this:





1. Get a good rewards card(s)


2. Funnel most/all of your normal spending through your card(s) without max'ing them out


3. Always pay off your balance in full every month





That way you'll:





1. Build your credit quickly


2. Avoid interest


3. Earn great rewards





I've been doing this for many years and it's worked extremely well.|||Please, please listen to me. So many college students sign up for credit cards and wind up with thousands and thousands of dollars in high-interest debt. Here's the way to do it right:





Go to your bank. All banks offer credit cards called "secured visas". You give the bank $500, and they give you a credit card with a $500. limit. After 6 months or a year, you can expand your line of credit. After another set time, you can get your $500. back and have an actual line of credit. The interest rate is reasonable on a secured visa.





Avoid those little card tables with the prizes and t-shirts set up on campus. They'll charge 18-25% interest and they LOVE indebting college students, whom they know have NO self-discipline when it comes to using credit.|||check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and rewards.|||Without any credit history, you may not qualify for credit cards that offer rewards such as airline miles. You may also have to be employed to qualify for those types of credit cars. In your situation, you might have to first get a standard credit card to build credit. After you've had that card a while with good bill paying habits, you will eventually qualify for a credit card offering rewards. Here are some good student credit cards: http://www.collegestudentcreditcards.net


And here are some good rewards credit cards:


http://www.rewardcreditcards.net


http://www.airlinemilescreditcards.net





If you do not get approved for credit cards advertised for college students, the other option is prepaid or secured credit cards as mentioned above.|||This site has the list of top student credit cards available.


http://www.bestcreditcardratings.com/stu鈥?/a>





Without credits, you might want to try this option


http://www.bestcreditcardratings.com/no-鈥?/a>|||you might want to go here


http://www.bestcreditrates.net

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